Home insurance provides against financial loss against damage of the structure and/or contents of your home caused by natural and man-made disasters. A home is your most important asset, and it is natural to safe guard it against any calamity.

If you want to go for home insurance coverage, it is possible to choose the cover amount based on personal spending capacities and requirements. Select contents that you want to get under the insurance umbrella. Coverage amount may depend upon the reinstatement value or the current value of the product in market.

While there is a comprehensive coverage for homeowners through home insurance policies, there are certain exclusions present too. For example, this cover does not include radioactive contamination, or damage due to nuclear explosive equipment, war, military activity.

• Get home insurance online, which is a hassle-free proposition for those interested.
• Discount is available on contents/home premiums

• Reasonable covers for your valuables including camera and jewellery.
• Presence of burglar or smoke alarm or other security measures help homeowners to get discount on their home insurance.

• The cover is for both self-owned and rented properties.
• The discounts may be granted in such a manner that the minimum net premium after allowing all discounts should not be less than 50% of gross total premium under the policy