Everyday, medical expenses are skyrocketing and it will be just impossible to bear the costs without insurance coverage. Health of loved ones attains prime importance and nobody minds the cost to bring back life to their beloved kith and kin. People pledge assets, spend from savings, borrow money at exorbitant costs to see the smile on the face of their relatives.

Ultimately, the physical health is recovered but the financial health of the entire family is in dire straits. It is not uncommon to see the financial status of many has turned topsy-turvy after encountering the hospital bill. Many families are bound to spend their huge hard earned money towards hospital bills without the knowledge of health insurance which comes in handy to protect them.